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Your Guide to Financing Furniture and Why It Makes Sense

Your Guide to Financing Furniture and Why It Makes Sense

Posted by Lauren Rogers on Dec 2nd 2019

Maybe you found the perfect couch that fits your living room, or a beautiful headboard to accent your bedroom. The only thing not-so-perfect? Your wallet. We understand that fitting a pricy piece of furniture like a mattress into your monthly budget can be a challenge. That’s why we offer different financing services at NashCo Furniture in order to fit everyone’s needs. One of the biggest purchases you’re ever going to make is a piece of furniture, and we want to make sure you’re able to enjoy it while still keeping some money in your pockets.

We have financing options for every budget, including several same as cash options as well as No Credit Needed! We also have a simple application process where you find out right away.

We accept Visa, MasterCard, Discover, AMEX, Checks and Cash.

Let’s walk through your three different choices of financing:

Primary Financing

This option is based on your credit score, which is the only thing they look at. Warning: If you don’t have good credit score (around 650) they won’t approve you.

We work with Synchrony Financial, which entails the following details:

  • Available up to 36 months with no interest. 12 months no interest all the time! Extended financing options offered throughout the year!
  • Restrictions apply; see store for details.
  • See your salesperson to apply in-store.
  • Pay by phone, mail or online: enjoy convenient payment options.
  • Revolving Credit Line for NashCo Furniture purchases!

Secondary Financing

We partner with Personal Finance Company Financing, a subsidiary of Mariner’s Finance. This option is based on your debt-to-income ratio. As long as you have enough coming in to cover a new expense, they’ll approve you.

The fine print here is:

  • Available up to 12 months with no interest.
  • Restrictions apply; see store for details.
  • See your salesperson to apply in-store.
  • Pay by phone, mail or online: enjoy convenient payment options.

Tertiary Financing

With West Creek Finance, there’s no credit needed! They instead review your job history and account activity. If you have a checking account and solid money coming in, this option is available to you.

More information:

  • 100 Day Payment Option! Pay within 100 days and it’s yours!
  • 12 and 24-month options with low monthly payments
  • Approvals up to $5,000
  • Only $40 down to take home today!

Come in today to see what financing option is right for you!